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Consequences of Being Involved in a Car Accident Without Insurance

02/20/24

Driving without car insurance may appear as a shortcut to saving money to some, but the repercussions of this decision are far-reaching and should not be overlooked. Regardless of fault in an accident, the absence of car insurance can result in significant legal and financial ramifications. It’s crucial to understand that driving without insurance is…

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Ontario’s Long-Term Disability Insurance: Eligibility Criteria, Benefit Amounts, and Additional Information

01/09/24

Long-term disability (LTD) insurance serves as a crucial financial support for Ontario residents who are unable to work due to serious illnesses or injuries. Nevertheless, the intricacies of LTD benefits might seem daunting and labyrinthine. From determining your eligibility to understanding your entitlements and more, this blog talks about everything you must know to judiciously…

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Employee or Independent Contractor? What’s the Difference? Why it Matters in Ontario

12/21/22

In Ottawa, and elsewhere in Ontario, the distinction between an “employee” and an “independent contractor” is an important one in employment law. Because the Employment Standards Act (“ESA”) only applies to “employees”, whether you are an “employee” or an “independent contractor” will determine whether you are entitled to minimum employment standards. If an employee is…

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