You submitted the forms. Your doctor confirmed that you could not work. You waited through phone calls, medical appointments, and requests for more paperwork. Then the denial letter arrived. Seeing “your claim has not been approved” can feel like the insurance company has made the final decision about your health, your ability to work, and…
read moreOne moment, you are crossing a parking lot or walking toward a store entrance. Next, your feet disappear from under you. After an icy fall, many people feel embarrassed before they feel injured. They get on their feet, shake off the snow, and attempt to go on with their day. Unluckily, that may complicate an…
read moreYou worked, paid into a benefits plan, sought medical treatment, and submitted a long-term disability claim when your health made working impossible. Then the denial letter arrived. It can indicate a lack of medical evidence, that you are not disabled as per the policy definition, or that the insurer believes you are still able to…
read moreAfter an accident, your first thoughts are rarely about legal paperwork. You might be asking yourself when the pain will end, when you can go back to work, who will pay your medical bills or how you will cope with day-to-day obligations. Starting a lawsuit may be somewhere near the bottom of your list. Unfortunately,…
read moreYour day and even your life can be altered in a few seconds by a slip and fall. At first, you might think that the pain will go away. Instead, you start to miss classes or work, go to doctor visits and find it difficult to perform tasks that were previously easy. Naturally, you may…
read more