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Notice & Limitation Periods That Apply To Ottawa Motor Vehicle Accident Claims


If you have been involved in a car accident in Ottawa, or anywhere else in Ontario, there are important timelines to consider in order to successfully claim damages and accident benefits. Five of the key deadlines that can impact your right to damages and benefits are listed below:

First, you must inform your own insurance company of your intention to apply for accident benefits within 7 days.

Second, you are required to provide your Application for Accident Benefits to the insurance company within 30 days.

Third, you have 120 days from the date of the accident to notify the other driver of your intention to sue.

Fourth, you have two years from the date any of your accident benefits are denied to file for Mediation at the Financial Services Commission of Ontario (FSCO) and Arbitration at FSCO or a court action at the Ontario Court of Justice.

Finally, is the two year limitation period. Your lawsuit against the at-fault driver must be filed within 2 years.

If you have been injured in a motor vehicle accident, it is important to consult with a lawyer as early on as possible to ensure none of the timelines are missed. If one of the above deadlines (or even all of them in some circumstances) have been missed it might not be too late to get your case back on track.

For a free consultation to discuss your motor vehicle accident case, contact us by any of the following ways:

Call Sean Giovannetti at 613-225-0037.
Email Sean at
Or fill out our Case Form.