While earning your daily bread is essential to humans, finding ways to protect your income is just as important. No one anticipates bad times when a threatening event alters their lives and leaves them disabled. The very first question that comes to mind is, “How will I cover my expenses?” Your inability to move and…
read moreWhen faced with long-term disability issues, many employees don’t know if they should hire a long-term disability lawyer or not. These employees get more confused when they have their long-term disability claim denied or have their benefits cut off. Many employees are even unaware that their employer provides long-term disability (LTD) insurance as part of…
read moreLong term disabilities can significantly impact your life, not only physically, emotionally and socially, but also financially. If you have a long term disability or illness, it can be devastating to learn that your long term disability claim has been denied or that benefits will be discontinued. In Ottawa and across Ontario, long term disability…
read moreYou cannot plan for unexpected events like illness and injury. Such events can disrupt your life without a moment’s notice, leaving you to deal with not only the physical and emotional implications of your illness or injury, but also the financial burden. Unfortunately, an illness or injury does not prevent bills from coming in every…
read moreIf you become disabled from working and have short or long term disability insurance, you are entitled to be paid disability benefits. To make a claim, most long and short term disability policies provided by insurance companies (such as Manulife and Sunlife) require you to provide notice to the insurance company within a certain period…
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