Canada Life Denied My Insurance Claim
When you purchase a short-term disability or long-term disability insurance policy from Canada Life Insurance, you do so with the intention of being able to access the benefits when you are unable to work.
Unfortunately, as with any insurance company, most long-term disability claims are initially denied by Canada Life.
If you or a loved one has been denied benefits that you believe you are entitled to, our East Ontario Canada Life claims denial lawyers can help. Call (613) 518-2416 or contact us online for a free consultation.
Why Choose Our Canada Life Claim Denial Lawyers?
After your claim is denied, you will likely have many choices for representation. However, not all law firms have experience in this area of law. At SG Injury Law:
- We focus almost exclusively on disability and personal injury claims
- We have more than 25 years of collective legal experience
- Our Canada Life claim denial lawyers understand how insurance companies like Canada Life operate and how to make a compelling appeal
Why Was My Canada Life Claim Denied?
Many people are shocked and devastated when they receive their Canada Life insurance denial. Insurance companies make money by earning more in premiums than they pay out in policy claims. Therefore, after you have filed your claim for benefits with Canada Life, expect to receive a denial.
Canada Life Assurance Company is one of Canada’s largest and oldest insurance companies. They have been operating in Canada for over 170 years and have over 13 million clients. While they paid disability benefits to over 82,000 Canadians in 2020 alone, many of these claims are initially denied or delayed for a variety of reasons.
Denials can come for valid reasons, such as a mistake on a claim. Or, they can come in bad faith in an effort to avoid responsibility. Your insurance claim denial should state their reasoning for denying your claim. Some of the more common reasons for Canada Life insurance denials include:
- Lack of adequate medical records
- Failure to pay premiums on time
- Exaggerating or lying about a disability
- Mistakes on your claim application
- Failure to exhaust sick or paid time off prior to applying for short or long term disability benefits
How to Get Canada Life to Approve Your Claim for Benefits
Many claimants are frustrated when they receive a claim denial because they are counting on these benefits to support themselves and their families while they are dealing with a disability.
Fortunately, receiving a Canada Life insurance denial does not mean you cannot recover the benefits that are rightfully yours. Instead, your insurance claim denial lawyer will work with you to address Canada Life’s reasons for denying your claim.
Oftentimes, we can get your claim for benefits approved at the appeals level, as the insurance company may not want to risk being ordered to pay you beyond what your claim is worth. Find out what is next for your Canada Life claim denial when you contact our office for a free consultation.
Get Help From a Canada Life Claim Denial Lawyer in Ontario
Insurance claim denials are common, but you can fight back and make the insurance company uphold their financial obligation. Get help going up against one of Canada’s largest insurance providers when you contact an experienced Canada Life Assurance Company claim denial lawyer at SG Injury Law in East Ontario.
Our firm is proud to offer free consultations to Canada Life policyholders across Ontario. Claim yours when you fill out our online contact form or call our office at (613) 518-2416.