Industrial Alliance Insurance Claim Denials
Industrial Alliance (iA) is one of Canada’s five largest insurance companies and generates hundreds of millions of dollars in insurance premiums each year. While they provide a wide range of insurance coverage, both individual and group long term and short term disability insurance is a large part of their business.
If you have filed an insurance claim through Industrial Alliance, and your claim has been denied, our iA Claim Denial Lawyers can help. We understand how insurance companies operate, how to counter the tactics they employ, and how to help our clients recover the benefits that they are entitled to. Call SG Injury Law today at (613) 518-2418 for a free consultation.
Why Did Industrial Alliance Deny My Insurance Claim?
If you have received an insurance denial from Industrial Alliance, your denial letter should have explained to you the insurance company’s reason for denying your claim. You may or may not understand their reasoning, and it may or may not be in good faith. Some reasons why Industrial Alliance may have the right to deny your claim include:
- Failure to provide adequate medical documentation
- Mistakes on your claim for benefits
- Lacking other supporting evidence of your disability
- Failure to make insurance premium payments
- Failure to use any sick or paid time off prior to applying for disability benefits
However frustrating a denial or delay in your claim may be, the unfortunate fact is that over 60 percent of long term disability claims are initially denied. You do, however, have options. No matter what reason the insurance company gives for denying your claim, you need to be prepared to take action.
What to Do If Your Insurance Claim with Industrial Alliance Has Been Denied
When your Industrial Alliance insurance claim has been denied, you have the right to file an appeal with the insurance company. An experienced iA Claim Denial Lawyer can work closely with you to determine the best path forward and what steps need to be taken to get your claim approved.
In many cases, we may be able to resolve your appeal by providing Industrial Alliance with additional medical records or other supporting documentation. However, if an internal appeal is unsuccessful, we can file a lawsuit and take them to court. While most cases are resolved before this option becomes necessary, SG Injury Law’s claim denial lawyers have the experience and resources necessary to succeed on behalf of our clients at trial.
Contact an Industrial Alliance Insurance Denial Lawyer
If you purchased a long term disability insurance policy with Industrial Alliance, you deserve to be treated fairly. Our Industrial Alliance Claim Denial Lawyers can help make sure that you receive the benefits that you are entitled to. Contact SG Injury Law online or call today at (613) 518-2416 for a free consultation.